In my 20+ years as an independent life and disability insurance broker, I have personally assisted thousands of clients with their life and disability insurance needs. Being independent, I represent many highly-rated insurance companies and, because I am not beholden to any one insurance company, my focus is to find the right company and policy for each individual client.

I specialize in writing own-occupation disability insurance for physicians and other high-income professionals. My life insurance clients have access to all types of life insurance, including term life, universal life, whole life and joint survivor life insurance. As a national broker, I am licensed to write life and disability insurance in all 50 states and the District of Columbia.

I believe that when people shop for insurance (or anything else, for that matter) on the Internet, they are looking for a simple, non-intrusive, non-pressure method of doing so. I strive to treat my prospective clients with the utmost respect and I believe an educated prospect can make the right decision without sales pressure.


I have a resident license in California and non-resident licenses to transact life insurance and/or health and disability insurance in the following states.

StateLicensesLife & Health License Number
AlabamaRichard D. Reich211360
Alaska Richard D. Reich 47185
ArizonaRichard D. Reich12777
ArkansasRichard D. Reich774841
CaliforniaRichard D. Reich0832938
ColoradoRichard D. Reich68667
ConnecticutRichard D. Reich1023440
DelawareRichard D. Reich1011740
District of ColumbiaRichard D. Reich0195790
FloridaRichard D. ReichEO91574
GeorgiaRichard D. Reich558204
HawaiiRichard D. Reich320547
IdahoRichard D. Reich109130
IllinoisRichard D. Reich774871
IndianaRichard D. Reich341507
IowaRichard D. Reich774871
KansasRichard D. Reich774871
KentuckyRichard D. Reich578514
LouisianaRichard D. Reich.308588
MaineRichard D. ReichPRN65223
MarylandRichard D. Reich114154
MassachusettsRichard D. Reich1752775
MichiganRichard D. Reich0168973
MinnesotaRichard D. Reich20103642
MississippiRichard D. Reich0313315-2003
MissouriRichard D. Reich0323325
MontanaRichard D. Reich969197
NebraskaRichard D. Reich774871
NevadaRichard D. Reich187243
New HampshireRichard D. Reich406710
New JerseyRichard D. Reich 1005199
New MexicoRichard D. Reich123248
New YorkRichard D. ReichLB-898778
North CarolinaRichard D. Reich774871
North DakotaRichard D. Reich774871
OhioRichard D. Reich6036
OklahomaRichard D. Reich11897
OregonRichard D. Reich774871
PennsylvaniaRichard D. Reich290649
Rhode IslandRichard D. Reich2006831
South CarolinaRichard D. Reich366137
South DakotaRichard D. Reich5398881
TennesseeRichard D. Reich898015
TexasRichard D. Reich944214
UtahRichard D. Reich204671
VermontRichard D. Reich313476
VirginiaRichard D. Reich520461
WashingtonRichard D. Reich217945
West VirginiaRichard D. Reich774871
WisconsinRichard D. Reich2356396
WyomingRichard D. Reich173335

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