2021 health reimbursement rates for two of the most popular health reimbursement arrangements (HRAs) (like ICHRA and the QSEHRA) haven’t been announced yet, but here’s our prediction.  

ICHRA and QSEHRA have a lot in common, including tax-advantages for employers, flexibility of design, popularity with employees, but they differ when it comes to whether or not they have reimbursement rates. For example QSEHRA has a ceiling that changes each year, and ICHRA only has a minimum.  Many of their characteristics stay the same from year to year, but some things like reimbursement rates change. Let’s look at the 2021 health insurance reimbursement rates for QSEHRA and ICHRA.

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