Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. These are guidelines and may differ among life insurance companies.

The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies (if your weight exceeds the maximum shown here, use Standard rates in calculating your quotes to get an idea). Bear in mind that our Health Analyzer factors in your height and weight when calculating your rates.

Male Height and Weight Chart

Ht.Pref PlusPref
NT & T
Std PlusStd
NT
Std
T
4′ 8″83 – 126 lbs82 – 137 lbs81 – 150 lbs>150>137
4′ 9″85 – 131 lbs84 – 142 lbs83 – 155 lbs>155>142
4′ 10″88 – 136 lbs87 – 147 lbs86 – 160 lbs>160>147
4′ 11″92 – 141 lbs91 – 153 lbs90 – 166 lbs>166>153
5′ 0″96 – 146 lbs95 – 158 lbs94 – 171 lbs>171>158
5′ 1″99 – 150 lbs98 – 163 lbs97 – 177 lbs>177>163
5′ 2″103-155 lbs102-168 lbs101-182 lbs>182>168
5′ 3″107-160 lbs106-173 lbs105-188 lbs>188>173
5′ 4″110-164 lbs109-178 lbs108-193 lbs>193>178
5′ 5″114-169 lbs112-183 lbs111-199 lbs>199>183
5′ 6″117-174 lbs116-188 lbs114-205 lbs>205>188
5′ 7″121-179 lbs119-193 lbs118-211 lbs>211>193
5′ 8″123-184 lbs122-199 lbs120-216 lbs>216>199
5′ 9″128-189 lbs126-204 lbs125-222 lbs>222>204
5′ 10″130-195 lbs129-210 lbs127-228 lbs>228>210
5′ 11″134-200 lbs132-215 lbs131-234 lbs>234>215
6′ 0″137-205 lbs136-221 lbs134-240 lbs>240>221
6′ 1″142-211 lbs140-227 lbs137-246 lbs>246>227
6′ 2″145-217 lbs144-234 lbs142-253 lbs>253>234
6′ 3″149-222 lbs147-240 lbs145-260 lbs>260>240
6′ 4″152-228 lbs151-246 lbs149-266 lbs>266>246
6′ 5″157-234 lbs155-253 lbs153-273 lbs>273>253
6′ 6″161-240 lbs159-260 lbs157-280 lbs>280>260
6′ 7″165-245 lbs164-266 lbs162-287 lbs>287>266

Female Height and Weight Chart

Ht.Pref PlusPref
NT & T
Std PlusStd
NT
Std
T
4′ 8″82-123 lbs81-134 lbs80-146 lbs>146>134
4′ 9″84-127 lbs84-139 lbs83-151 lbs>151>139
4′ 10″87-132 lbs86-144 lbs85-156 lbs>156>144
4′ 11″90-137 lbs89-149 lbs88-162 lbs>162>149
5′ 0″92-142 lbs91-154 lbs90-167 lbs>167>154
5′ 1″94-147 lbs93-159 lbs92-172 lbs>172>159
5′ 2″97-151 lbs96-163 lbs95-178 lbs>178>163
5′ 3″99-156 lbs97-168 lbs96-183 lbs>183>168
5′ 4″101-161 lbs100-173 lbs99-188 lbs>188>173
5′ 5″103-165 lbs102-178 lbs101-194 lbs>194>178
5′ 6″106-170 lbs104-183 lbs103-200 lbs>200>183
5′ 7″107-175 lbs106-188 lbs105-205 lbs>205>188
5′ 8″111-180 lbs110-194 lbs108-211 lbs>211>194
5′ 9″114-185 lbs112-199 lbs111-215 lbs>215>199
5′ 10″117-190 lbs116-205 lbs114-222 lbs>222>205
5′ 11″120-195 lbs118-210 lbs117-227 lbs>227>210
6′ 0″122-200 lbs121-216 lbs120-233 lbs>233>216
6′ 1″126-206 lbs124-222 lbs123-239 lbs>239>222
6′ 2″128-211 lbs127-229 lbs126-245 lbs>245>229
6′ 3″132-217 lbs131-235 lbs129-251 lbs>251>235
6′ 4″136-223 lbs134-242 lbs132-258 lbs>258>242
6′ 5″139-229 lbs137-248 lbs136-264 lbs>264>248
6′ 6″143-235 lbs141-255 lbs139-270 lbs>270>255
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