QSEHRA plan administrators: what to look for

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As a health reimbursement arrangement, the qualified small employer HRA (QSEHRA) allows employers (with 50 full-time employees or less) to set aside a fixed amount of money each month that employees can use to purchase individual health insurance or use on medical expenses, tax-free. This means employers get to offer small business health insurance benefits […]

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Is a self-administered QSEHRA possible?

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Small business owners may be wondering if a self administered QSEHRA is possible, or a good idea. The answer? Not really. Setting up your own QSEHRA without an HRA administrator can be confusing and time-consuming, from the compliance requirements to the administrative burden. It’s important to stay compliant or the IRS could deem your HRA […]

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What HRA administrators do (and why you need one)

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While they’ve been around for a while, HRAs have recently gained traction among businesses of all sizes due to regulatory rule changes that make them more accessible and easy to use. They key to successful administering an HRA lies in implementation, including remaining compliant with all the rules and regulations that govern it. Here’s what […]

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Searching for QSEHRA providers? Read this!

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If you’re looking for help choosing QSEHRA providers, you’ve come to the right place. The Qualified Small Employer HRA helps small businesses afford benefits for their teams, but remaining compliant with all the regulations and rules should be top of mind.  With tax-free reimbursements, business owners with less than 50 employees save on benefits while […]

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Compare and contrast: HSA vs FSA vs HRA

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Health Reimbursement Arrangements (HRAs), Flexible Spending Accounts, and Health Savings Accounts (HSAs) are tax-advantaged tools that help individuals pay for out-of-pocket medical expenses for themselves and their families through set-aside funds. Figuring out how to stack these benefits and get the most out of them requires a little context and a lot of explanation. Let’s […]

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3 tips for coping with chronic illness

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When I was 26, I got sick, and I never got better. Several years later, I still haven’t gotten used to living with a chronic illness. I’ve never had a moment of radical acceptance. I’ve never woken up and said, “Ah, yes, I get it now! This is all part of a grand plan! It […]

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Navigator Guide FAQs of The Week: How to Use Your Coverage

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Open Enrollment has ended in most states, and many consumers have signed up for a health insurance plan offered on the marketplace. In this installation, the CHIR team has compiled a number of frequently asked questions (FAQs) from our Navigator Resource Guide to help inform enrolled consumers on how best to use their coverage. Continue […]

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Stakeholder Perspectives on CMS’s 2022 Notice of Benefit and Payment Parameters. Part 2: State Insurance Departments and Marketplaces

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In one of the Trump administration’s last acts, the Centers for Medicare and Medicaid Services finalized some of the major provisions of the 2022 Notice of Benefit and Payment Parameters. In the second part of our blog series reviewing stakeholder comments, CHIR’s Rachel Schwab takes a look at how state insurance departments and state-based marketplaces […]

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Healthcare Economist blog celebrates 15 years

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Last week, my Healthcare Economist blog celebrated its 15th year of existence. I started this blog in graduate school at UC-San Diego in January of 2016 with the very original inaugural post titled “Welcome!“. Since then, I’ve written more than 4,600 posts on various topics of in health and economics. Some of the most popular […]

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Friday Links

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Faster drug access in the Netherlands (Drug Access Protocol) “Hospitals might annually exploit extra reimbursements of about 8%–10% from primary diagnosis manipulations” Comparison of costs and benefits of European country COVID-19 responses Health Affairs’ priorities for Biden. Fauci on Trump. Source link […]

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